Capability Store
    Germany Market Intelligence
    Pilot
    DE

    Germany, sized and sourced, before you commit a country budget.

    Twenty-one aggregate Germany market fields and the non-named distribution profile, in one gated pilot package. Every value carries its period, its source and an A to D reliability grade.

    Gated pilot. Access is granted per workspace, so this one starts with a conversation.

    Talk to us about delivering thisConnect it to your AI

    Where it runs today: your team reads it in the Emable workspace, signed in and your own AI client calls it as a tool over MCP.

    What changes

    Who inside your organisation is better off, and what they can show for it.

    • Head of International Expansion at an insurer or adviser network

      The Germany board paper stops being assembled from vendor decks. Every line carries a period, a source and a grade, including the lines that are only estimates.

      21 aggregate country market fields plus the non-named distribution profile. Package version 2026-08-27, decision status Validate, overall reliability C, with A graded Eurostat, OECD and DIHK rows inside it.

    • Head of Distribution at an insurer

      You pick partners against the channel that actually writes the business, line by line, instead of against reputation.

      Channel shares by line, GDV 2024, reliability A. Single tied agents wrote 37.6 percent of life new business and 41.1 percent of non-life. Brokers took 40.6 percent of non-life.

    • Product Lead at a bank or insurer

      A product line gets sized from the market's own figures. What is measured stays separate from what is estimated, so the business case says which is which.

      Life premiums 90,017 million EUR and non-life 165,822 million EUR, OECD Global Insurance Statistics 2024, reliability A. About 501.3 million contracts in force, GDV, reliability B.

    • Compliance Lead at a distributor entering Germany

      The licence map is settled before the partner conversation. You know which registration a partner must hold per product line, and what changes next.

      GewO §34d, §34f, §34h, §34i and §34c mapped per product line, 2026, reliability B. AI Act general application from 2 August 2026, CCD2 German implementation from November 2026.

    • Strategy Lead at an adviser network

      Nobody in the room quotes a register row as a person again. Licence counts and the estimate of active advisers stay apart, with the range on the table.

      178,810 insurance registrations under GewO §34d, DIHK Vermittlerregister 2026-Q3, reliability A. An estimated 285,000 active advisers, range 240,000 to 330,000, reliability C.

    Two ways to get it

    Have it delivered, or let your own AI call it.

    As a service

    We do the Germany work and hand you the answer, not a login. Tell us the product line you want sized and the channel you plan to sell through. We pull the aggregate market, channel and register figures from the 2026-08-27 package and write it up. Every number keeps its period, its source and its A to D grade. Where the package is thin we say so, then follow the German research procedure source by source to close the gap. This is a gated pilot, so the first conversation also settles what you need. Some buyers want the entitlement for their own team, others only want the finished brief. Write to us with the product line, the channel and the decision it feeds.

    Tell us what you need

    One message, no form. We answer with what it would take.

    Through your own AI

    Germany Market Intelligence runs on its own connector, https://api.emable.ai/mcp-germany-market-intelligence, not on the shared Emable bundle. Your assistant adds it once over Emable OAuth with the scope market-intelligence:read. It then calls germany_market_overview and answers the questions above from the package. Each value comes back with its period, its source and its A to D grade. The tool is read only and aggregate. It never writes to a CRM or a pipeline, and it never returns a named person. Without a paid Germany entitlement the tool refuses, rather than quietly serving the public figures instead. Named institutions, individual network profiles and the commercial scenarios stay behind NUDA Enterprise and never reach this tool. Access starts with us, not with a self-serve key.

    Connector
    https://api.emable.ai/mcp
    Tools it adds
    germany_market_overview
    Ask for accessHow the connector works

    What your AI can answer

    Connect it once, and your assistant answers these.

    Questions in your own words, each one landing on a published tool. Ask us and we answer the same ones for you.

    1. 1How big is the German market for the product line we sell? | germany_market_overview?germany_market_overview
    2. 2How many households and working age adults can we actually reach? | germany_market_overview?germany_market_overview
    3. 3Who sells insurance in Germany, and how much of it goes through brokers? | germany_market_overview?germany_market_overview
    4. 4How many intermediaries are registered, and how many advisers are really active? | germany_market_overview?germany_market_overview
    5. 5Which German registration does a partner need to distribute this product? | germany_market_overview?germany_market_overview
    6. 6Which German and EU rules land next, and from when? | germany_market_overview?germany_market_overview
    7. 7How many insurance contracts are already in force per household? | germany_market_overview?germany_market_overview
    8. 8How much German business already closes without a human in the loop? | germany_market_overview?germany_market_overview
    9. 9Are German intermediaries paid by commission or by fee? | germany_market_overview?germany_market_overview
    10. 10How concentrated is independent broker infrastructure in Germany? | germany_market_overview?germany_market_overview
    11. 11Where in the German advice journey is the work still manual? | germany_market_overview?germany_market_overview
    12. 12How reliable is each of these numbers, and when was it last checked? | germany_market_overview?germany_market_overview

    Germany Market Intelligence answers these through the tools above. A question outside them is refused, not guessed.

    What it rests on

    The evidence, and the edges.

    Evidence

    • Germany offline market intelligence package, version 2026-08-27. Decision status Validate, overall reliability C.
    • 21 aggregate country market fields, each carrying its own period, source, status and A to D grade.
    • Population 83,577,140 and 41,662,700 households, Eurostat 2025, reliability A.
    • Life premiums 90,017 million EUR and non-life 165,822 million EUR, OECD Global Insurance Statistics 2024, reliability A.
    • 178,810 insurance registrations under GewO §34d and 58,014 under §34i, DIHK Vermittlerregister 2026-Q3, reliability A.
    • Channel shares by line: single tied agents 37.6 percent of life new business, brokers 40.6 percent of non-life, GDV 2024, reliability A.
    • An estimated 285,000 active advisers, range 240,000 to 330,000, reliability C, and never presented as a register count.
    • 22 percent of insurance concluded digitally without a human, GDV and Bankenfachverband with YouGov, 2024 to 2025, reliability C.
    • Coverage behind the package: 12,150 German institutions as register lines, 68 researched profiles, 31 ranked networks, 28 technology players.
    • Not enough verified runs yet. Public statistics appear only after 20 verified runs across 5 different accounts.

    Every payload includes package version and checked dates.

    What it does not do

    • No Germany market values are available without a paid entitlement.
    • Named institutions and full decision layers require NUDA Enterprise.
    • This capability is read-only and never writes to CRM or a sales pipeline.
    • It is a gated pilot, not a live product. The framework status is Validate and the overall grade is C.
    • C estimates stay visibly separate from A and B measured rows, and are never rounded into them.
    • Register rows are registrations, not people. The 278,587 gross rows must never be quoted as an adviser headcount.
    • The package holds no adviser income data, and no named or contact bearing record is ever returned.
    • The package does not classify which product lines are growing. It publishes the growth method and its thresholds only.
    • Germany only. No other market is covered by this capability.
    • There is no self-serve run on this page. Every route starts with a message to us, or with a connected client that already holds the entitlement.

    Verified usage

    Not enough verified runs yet

    Public statistics appear only after 20 verified runs across 5 different accounts.

    The contract, for the people who will wire it

    Status, permissions, tools, schemas and where it runs. The same values the API returns, so nothing here can drift from what your client will actually get.

    Status, access and price
    Status
    Pilot
    gated
    Provider
    nuda
    Manifest version
    v1.0.0
    Countries
    DE
    Data class
    aggregate
    Access
    read
    Permissions
    • market-intelligence:read
    Charging unit
    Included in a paid Germany Market Intelligence entitlementPricing model: contract. Agreed in the engagement.Credits are the platform's metering unit, not a price. We quote the engagement.
    Tools and schemas

    Germany market overview

    read

    germany_market_overview

    Returns selected paid market aggregates with explicit evidence quality.

    Returns

    Germany metrics, source periods and A-D reliability labels.

    Detailed guidance for this tool is not published yet.

    Input schema

    {
  "type": "object",
  "properties": {},
  "required": [],
  "additionalProperties": false
}

    Output schema

    {
  "type": "object",
  "properties": {
    "summary": {
      "type": "string"
    },
    "data": {
      "type": "object"
    },
    "sources": {
      "type": "array",
      "items": {
        "type": "object"
      }
    }
  },
  "required": [
    "summary",
    "data"
  ],
  "additionalProperties": false
}
    Surfaces and connectors
    specialist web
    mcp

    Germany Market Intelligence

    Ready to connect

    https://api.emable.ai/mcp-germany-market-intelligence

    Streamable HTTP · Emable OAuth · dedicated tool allowlist

    Specialist workspace, sign in required
    Sources, limits and support

    Sources

    NUDA Germany offline market-intelligence package, version 2026-08-27.

    Limitations

    No Germany market values are available without a paid entitlement.

    Named institutions and full decision layers require NUDA Enterprise.

    This capability is read-only and never writes to CRM or a sales pipeline.

    Dependencies

    • Paid Germany Market Intelligence workspace entitlement
    Documentation Contact support

    Tell us what you want answered, and we will tell you what it takes.

    Write to us about Germany Market IntelligenceSee the other capabilities